Enterprise-grade
controls, zero
overhead.
A payment gateway built for high-volume, complex businesses. Advanced fraud prevention, smart routing, and complete configurability — all in a single API call.
98.9%
Approval rate
<200ms
API latency (p99)
0.03%
Fraud rate
99.99%
Gateway uptime
Every tool to process with
confidence.
Fraud Prevention
3D Secure 2.0, ML-powered risk scoring, and real-time transaction monitoring protect every payment before it settles.
- 3D Secure 2.0 authentication
- ML risk scoring engine
- Device fingerprinting
- Chargeback dispute tools
Dynamic Descriptors
Customize the statement descriptor per transaction and merchant, dramatically reducing confusion-driven chargebacks.
- Per-transaction descriptors
- Merchant-level overrides
- Soft & hard descriptors
- Chargeback reduction toolkit
Velocity Controls
Configurable rate-limiting at the card, BIN, IP, and merchant level. Defaults tuned for safety, overridable per business.
- Card-level velocity rules
- BIN range controls
- IP & device throttling
- Custom exception lists
Smart Routing
Route transactions dynamically to the best-fit acquirer based on cost, approval rate, currency, and geography.
- Multi-acquirer failover
- Cost-optimized routing
- Approval rate targeting
- Country-aware paths
Retry Logic
Automatic smart retries on soft declines using updated network tokens and alternative routing to maximise revenue.
- Network tokenisation
- Intelligent retry rules
- Decline code analysis
- Recovery rate reporting
Tokenisation
Store and reuse card credentials safely with PCI-compliant tokens. Supports network tokens and proprietary vaulting.
- PCI DSS Level 1 vault
- Network token support
- Multi-merchant tokens
- One-click checkout ready
Every method your customers
want to use.
CARDS
- Visa
- Mastercard
- Amex
- Discover
- JCB
- UnionPay
BANK TRANSFERS
- SEPA Credit
- SEPA Direct Debit
- ACH
- BACS
- SWIFT
DIGITAL WALLETS
- Apple Pay
- Google Pay
- PayPal
- Click to Pay
LOCAL METHODS
- iDEAL
- Bancontact
- Sofort
- Klarna
- Boleto
- PIX
Integrate in under an hour.
01
Get your API keys
Sign up, verify your business, and retrieve sandbox + live credentials from the dashboard.
02
Install the SDK
npm install @orchestrate/node — or use any HTTP client with our REST API directly.
03
Create a payment
POST /v1/payments with amount, currency, and payment method. Receive a payment object back instantly.
04
Handle webhooks
Subscribe to payment.completed, payment.failed, and chargeback.created for real-time updates.
Unify your providers.
Scale with confidence.
Join thousands of businesses using Orchestrate to power their payment flows. Get up and running in minutes, not months.